Compliance & Security

Compliance at Every Layer

We prioritize regulatory alignment and security across all operations. Compliance is not a feature — it is the foundation of our infrastructure.

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AML & KYC

All users are verified through licensed providers ensuring compliance with international regulations and local legal requirements.

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Fraud Prevention

Multi-layer fraud detection including risk scoring, 3D Secure, behavioral analysis, and transaction pattern monitoring.

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Data Protection

We follow strict data protection standards and applicable privacy regulations. Data is processed solely for compliance and operational purposes.

Technology Provider Status: Railon acts solely as a technology infrastructure provider. We do not hold, custody, or transmit customer funds. All regulated financial activities are conducted exclusively through, and under the licenses of, duly authorized financial institution partners.

AML & KYC Framework

Our platform integrates automated Anti-Money Laundering and Know Your Customer procedures at every transaction entry point. Verification is conducted through licensed compliance providers integrated into our API layer.

  • Identity document verification
  • Biometric verification
  • Sanctions list screening
  • PEP screening
  • Adverse media monitoring
  • Tiered verification levels
  • Continuous transaction monitoring
  • Suspicious activity reporting

Fraud Prevention

Every transaction passes through a multi-layer fraud prevention engine before processing. Our system evaluates risk in real time and applies appropriate controls without introducing friction for legitimate users.

  • Real-time risk scoring
  • 3D Secure authentication
  • Velocity checks
  • Device fingerprinting
  • Behavioral analysis
  • IP geolocation validation
  • Automated transaction blocks
  • Manual review escalation

Data Protection

We collect only the data necessary for compliance, operational, and legal purposes. Data is stored securely, never sold to third parties, and processed in accordance with applicable data protection laws including Mexican regulations.

  • Data minimization principles
  • Encrypted data storage
  • Secure data transmission (TLS)
  • Access controls and audit logs
  • Retention policies per regulation
  • User data request procedures

Licensed Partner Network

All regulated financial activities — including payment processing, money transmission, and fund settlement — are performed exclusively by our network of licensed financial institution partners. Railon's role is limited to technology provision and API facilitation.

Our partner selection process requires:

  • Valid financial licenses in operating jurisdictions
  • AML/CFT compliance programs
  • Audited financial standing
  • Data protection agreements
  • Incident response procedures
  • Regular compliance reviews

Questions about compliance?

Our team can walk you through our compliance framework in detail.

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