Orchestrate payments across regulated financial partners without holding funds. SPEI, PIX, PSE — one API.
Non-custodial. All funds are processed and held exclusively by licensed financial partners.
Railon provides routing, risk controls, and reconciliation — without touching funds.
Everything your platform needs to move money across Latin America — compliantly and instantly.
Accept fiat via SPEI, PIX, PSE, and local bank transfers. Users pay in local currency — settlement handled automatically.
Instant disbursements to any bank account across Mexico, Brazil, Colombia, and Argentina via licensed rails.
Multi-currency accounts in USD, MXN, BRL. Dedicated IBANs. Real-time balance tracking via API.
Live FX rates. T+0 / T+1 settlement. Automated conversion with full audit trail per transaction.
A compliant, automated payment flow from initiation to settlement.
User or platform triggers a transaction via the Railon API with a single call.
Railon routes to the optimal provider based on risk, geography, and approval performance.
Provider processes the transaction, applies KYC/AML, and holds funds per regulation.
Funds delivered via licensed local rails. T+0 or T+1 depending on corridor.
Intelligent routing across providers by risk, geography, and real-time approval rate. Maximize conversion automatically.
KYC/AML via licensed partners. Built into every transaction — not added on top.
Unified ledger across all rails and providers. Single source of truth for every payment.
Audit-ready financial records for every transaction. Compliance reporting built in.
Automatic fallback when a provider degrades. No single point of failure.
REST API + webhooks. Full OpenAPI documentation. Sandbox environment included. Go live in days.
Direct integration with the region's leading instant payment systems.
LOCAL SETTLEMENT VIA LICENSED RAILS · SEPA · SWIFT · ACH AVAILABLE ON REQUEST
Built for digital businesses that need compliant, scalable payment infrastructure.
Digital financial services companies requiring scalable payment rails across multiple LATAM markets.
PSPs and facilitators expanding into new corridors and local payment methods without building from scratch.
Digital wallet operators needing compliant on/off-ramp access and instant local settlement for their users.
Online platforms requiring seamless, compliant cross-border payment infrastructure at scale.
REST API, SDKs in multiple languages, full OpenAPI docs, and a sandbox environment ready to test.
Documentation available upon request — contact us
Talk to our team about your infrastructure needs.
We'll respond within 24 hours.